8 Satisfying Things You'll Understand If You Use Your Debit Card To Pay For Everything

You don't miss asking the question "Where's the nearest ATM ah?".

Cover image via Pinterest & (Edited)

If debit cards are your default payment mode, you're totally nailing this whole adulting thing

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With bankruptcy being a terrifyingly real and relevant issue for everyone today, choosing to go the debit way is one of the smartest financial moves you could make!

The growing preference for debit cards sees Bank Negara channeling major efforts to make it more convenient for Malaysians, including the upgrading of more than 30,000 terminals nationwide to support PIN-enabled transactions.

If you instinctively reach for your debit card when making a payment, these 8 little things will give you all the feels:

1. When the end of the month comes and you don't have a scary card bill (and hefty interests) to dread

Anyone who has ever gotten a little carried away spending imaginary money would agree - the lack of scary monthly bills when using debit cards is totally refreshing.


There were times when you were THAT annoying person holding up the cashier queue trying to find exact change in your wallet - because honestly, who can even differentiate between the 20 sen and 50 sen coins? - but those days are over now.

3. Getting free stuff when you least expect it

Ever paid for something with your debit card, only to realise that you scored a freebie or discount thanks to your card's promo perks?

Image via Student Edge

If you wanna make that happen more often for you, check out debit cards with cool perks like the new CIMB PETRONAS Debit Mastercard! With exclusive CIMB deals at more than 4,000 retail outlets nationwide - from PappaRich to Eraman to even Agoda - you're in for some top-notch treats.

Note: Terms and conditions apply.

4. Not having to stop by the ATM all the time

The worst is when you head to the mall and try to find the nearest ATM, and it ends up being all the way in the other wing...

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5. When you don't have to break out your rusty congak skills to split the lunch bill with your friends

The bill comes, everyone launches into a feverish calculation frenzy, and then passes all the cash and coins to one person to perform the unenviable job of tallying up. All this while the waitress hovers around awkwardly at the table.

Image via NBC (Edited)

JUST NO. You like this strategy better: One person picks up the total bill with their debit card, and the rest just pay them back later. =)

6. Realising you're much more disciplined with your spending

You spend only what you have because unlike a credit card, you will IMMEDIATELY regret spending RM1,000 on a pair of shoes.

Image via Quote Book

7. When you can go around with RM0 in your wallet and still get EVERYTHING done

You can't explain it, but there's a certain pride that comes with surviving a day without having a single Ringgit in your wallet. From taking Uber to going makan to picking up groceries, all your daily tasks can easily be done with your card.

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8. When you isi minyak and you don't have to queue at the payment counter

You'll forever be grateful for those card terminals that come with each pumping station!

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Bonus: If you're using the CIMB PETRONAS Debit Mastercard, you can earn up to 2% cash rebate when you spend at PETRONAS and Kedai Mesra outlets!

Note: Terms and conditions apply.

If you're keen on scoring great debit card perks, it's time to check out the new CIMB PETRONAS Debit Mastercard!

Image via CIMB

It doesn't matter what kind of shopper you are - there's a perk to suit everyone's interests! From coffee at PappaRich, to hotel discounts on Agoda, to car-wash membership discounts at CARS International, you're not gonna want to miss out on these cool deals.

Lowering your petrol spending just got easier with the cash rebate feature. Just fuel up at PETRONAS and shop at Kedai Mesra to be eligible for up to 2% cash rebate every month.

Plus, you'll be entitled to a year of transfer fee rebates from your CIMB PETRONAS Savers Account when you perform InterBank GIRO and Instant Transfer.

All the more reasons to #Debitjer!

Note: Terms and conditions apply.

Loving the idea of using less cash and more of your debit card? Watch how these ERA fm DJs took up the challenge and went on a cashless roadtrip:

Find out more about the CIMB PETRONAS Debit Mastercard here.

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