Why You Need Insurance: Family's New Car Hit By Flood An Hour After Leaving The Showroom

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The incident was shared by Facebook user Azhazul Azri, who said his brother, a car salesperson, had just delivered the car to his customers around 5pm on Saturday, 16 December.

However, in an unexpected turn of events, by 6pm, the new car was seen submerged by floodwaters at an outdoor parking lot due to torrential rain.

"Floods are a risk we cannot control. They went into a mall because of the hot weather, went for a meal, prayed, and when they came out, the car was submerged," said Azhazul.

"Fortunately, my brother insisted for the customer to add a special perils coverage," he said.

"We, as car sales agents, recommend adding this special perils coverage not because we want to make more profit. Our profit is sometimes only RM10," he shared.

"But it's for the peace of mind. We want to know our customers' cars are covered. When something like this happens, we never regret because it's covered by insurance," he added.

According to Sinar Harian, the Damansara–Puchong Expressway (LDP) near IOI Mall Puchong was inundated by floodwaters up to 0.6m high following heavy rain in the Klang Valley on Saturday evening, causing hundreds of shoppers and road users to be stranded.

A Facebook user said, "Scary bro, just an hour and already got hit."

"Yes, due to the frequent heavy rain, special perils insurance is a must, even if it costs between RM300 and RM500 per year," said another.

"Others should be mindful to get natural disaster coverage as Malaysia's weather is unpredictable. Just wanting to be cheap can lead to headaches later. Be a wise consumer," advised another netizen.