Your Touch 'n Go eWallet Transaction Limit Is RM120,000 — You Might Want To Change That
Adjusting it takes just a few taps.
Let's talk about your Touch 'n Go (TNG) eWallet. If you haven't checked your settings, you might be surprised to learn that the default daily transaction limit is set at RM120,000.
Image via New Straits Times
That means you can send up to RM9,999 per transaction — unless you manually lower the limit.
For most people, that's far more than necessary.
Reducing your transaction limit is a simple way to add an extra layer of security.
Here's how to reduce your transaction limit on your TNG eWallet
STEP 1: Open your TNG eWallet app and tap on your profile icon (located at the top right)
Image via Sukhbir Cheema / SAYS
STEP 2: Scroll to 'Transaction Limit' and tap the option
Image via Sukhbir Cheema / SAYS
STEP 3: Tap on either 'Payment' or 'Transfer' or both to change the transaction limit
Image via Sukhbir Cheema / SAYS
Your transaction limit is divided into two categories: 'Payment' and 'Transfer'.
'Payment' covers any transactions made via QR pay, in-app purchases, and online payments. 'Transfer' refers to money transfers to other people through the TNG app.
You can change the transaction limit for both options.STEP 4: Change the 'Per payment limit' and 'Daily payment limit' to any amount you're comfortable with and then hit 'Save'
Image via Sukhbir Cheema / SAYS
In my case, I've set the 'Per payment limit' and 'Daily payment limit' to the minimum amount of RM250.
Compared to other digital wallets, TNG's transaction limits are strikingly high
TNG eWallet is regulated by Bank Negara Malaysia (BNM) and the Securities Commission (SC), ensuring strict compliance with financial security standards.
While PIDM does not cover e-wallet funds, TNG safeguards user money through trustee accounts managed by licensed financial institutions. This means your funds cannot be used for business operations, lending, or investments.
In the unlikely event that TNG eWallet shuts down, refunds will be processed by the financial institution managing the funds.
Additionally, TNG offers WalletSafe Insurance (in partnership with AIA) and a Money-Back Guarantee, ensuring users are protected against unauthorised transactions.
TNG eWallet provides high transaction limits, but that doesn't mean you have to keep them at the default
RM120,000 is an enormous limit for an everyday eWallet. Adjusting it to a safer level takes just a few taps—and could save you from unnecessary risks.
It's worth doing — right now.
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