lifestyle

Malaysians Share Tips And Tricks They Use To Get The Most Out Of Their Ringgit

So much bang for your buck!

Cover image via Tokyo Web Design & Greatist

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We're always trying to look for new ways to save money and get the most value for our buck

From trying to ikat perut, to tightening the leash on your finances, there are many creative ways our fellow Malaysians stay on top of their finances.

Here are some tips and tricks from money-savvy Malaysians:

1. "One word: THRIFTING"

Image for illustration purposes only.

Image via The Every Girl

"I always had a shopping problem. Literally half of my gaji went to buying clothes every month. You know what I did when I ran out of space? I didn't throw out any of my clothes - I just bought an extra cupboard LOL.

"The issue was that I was spending waaaayyy too much money buying new clothes, so I decided to go thrifting. There's this thrift store that I go to where I come out with bags of stuff for less than RM50 because they charge by weight. Sometimes, I even score designer items for cheap and they look super brand new leh! So, who says you can't have your cake and eat it too? I spend so little, but get a lot of clothes in return!"

- Charlotte, 25

2. "I shop only on sale days, like 11.11, especially when I want to buy big planned purchases"

Image for illustration purposes only.

Image via Sin Chern

"I'm terrible with money. I'm always broke T_T So what I decided to do was to make sure that I ONLY spent money on sale days. If not I pokai huhu. I also do my shopping on certain days when there are really good deals.

"Like recently, I bought this hair dryer that I've been dreaming of getting for the longest time, at a 70% discount! If you bundle more products, you get more discounts, and it's just waaaaaay more worth it."

- Zaila, 35

3. "I'm always looking out for ways to get cashbacks and points, even if it means being muka tebal"

Image for illustration purposes only.

Image via Freepik

"Ever since my friend introduced me to the world of cashbacks, MY LIFE HAS NEVER BEEN THE SAME AGAIN. Now, I always optimise my spending so that I get more money back, like using certain credit cards on certain shopping sites, using certain apps that give me more cashback when I buy online... that sorta stuff. I even use my credit card to pay whenever my friends make purchases so I can collect more points HAHAHA!"

- Sze Ling, 29

4. "When I shop for produce and groceries, I try my best to buy what's in season"

Image used for illustration purposes only.

Image via Insider

"Did you know like, the cost of Russet potatoes off-season is like RM5-6 per kg, but when it's in season you can get it for like, 60 sens?? I didn't know that all this time, and now I'm just mindblown. Produce is cheaper when it’s in season! (': I've been wasting my money, when I could have been bulk buying things for less. But, it's okay lah, the more you know."

- Zaidatul, 40

5. "I buy family subscription plans because it's usually the cheapest"

Image used for illustration purposes only.

Image via Insider

"I just gather a bunch of friends and share a package with them because family plans are usually the cheapest, like Netflix and Spotify. So, I get to pay less but still get the same subscription benefits. It even works the same for my gym memberships, where one friend buys a huge number of credits under their name, and we share it among ourselves.

"It's the same for my mobile subscription plan as well because I'm under a plan with my family members. It's more value for the amount that we spend lah, if you think about it."

- Anton, 33

There are so many different ways to get more bang for your buck.

In fact, Digi is offering more value for money with their all-new postpaid plans!

With free add-ons for everyone, Digi is looking out for all your needs. From high-speed Internet, rebates on app store purchases, mobile broadband, and even roaming plans, there are so many awesome free add-ons you can choose from, yay!

Just sign up for a Digi postpaid plan and stay on for at least 12 months to enjoy any one of these perks!

Check out some of the perks:

Rebates

Enjoy rebates up to RM15 on your subscriptions on Google Play, Apple App Store, and Easy Add when you sign up with Digi's postpaid plans. With these rebates, you'll be able to save some of your monies if you're subscribed to apps like Viu, Netflix, iFlix, and more! 

High-speed Internet
Digi offers high-speed Internet of up to 360GB with no speed caps! So, you can stream all your shows, play games with your friends, browse the Internet... basically do whatever you want online.

This is awesome because Digi has been certified by Ookla as the fastest mobile network in Malaysia for the third and fourth quarters of 2020, woohoo! No need to worry about a slow Internet connection anymore :D

Mobile Broadband
Want free 50GB mobile broadband worth RM65? Just subscribe to Digi Postpaid 90 and above! Now, you won't have to worry about running out of data. Can Netflix and chill all day, err day :p

Roaming plans
Roaming charges can get a little pricey, so definitely check out Digi Postpaid's Roam Like Home. This add-on is great for those who are constantly on-the-go. It starts at RM28 a month only, and free for those who sign up for Digi Postpaid 90 and above :D

Image via Digi

Looking for even more value?

You can even connect a total of six family members under one line now at a 50% discount, starting from as low as RM20 per month.

Image via DIGI

WOW! So worth it, right? Everyone in your family can enjoy high-speed Internet and unlimited calls for half the price!ο»Ώ

If you're looking for a new smartphone, Digi has totally got you covered on that too

Opt for one of their postpaid plans to enjoy lower monthly payments, 'cause they've just lowered it from RM90 to RM60 per month.

Now you can save more while still getting your hands on a sleek, brand new smartphone, whoohooo! It's just so worth it.

Additionally, you can also enjoy extra savings if you combine postpaid and fibre plans under one account. This is part of Digi's efforts to connect more Malaysian households to fibre broadband.

With high-speed Internet, your choice of free add-ons, and so much more, Digi's postpaid plans are definitely value for money.

The more you add on, the more you get in return!

To find out more about Digi and their awesome plans and deals, check out their official website for all the deets!

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