How many of us have felt super excited when our gaji comes in only to be really emo the week after 'cause we're already super broke again?
That's prolly 'cause most of us end up going on spending sprees the second we get our gaji. From splurging on a fancy, atas coffee instead of making your own, to going crazy at a sale, and even rejecting money from people trying to pay you back just because it's in coins, we sometimes find ourselves stuck in a circle of bad spending habits.
The truth is that we all want to save up as much as possible, but not many of us are actually disciplined enough to follow through
Between daily expenses, monthly obligations, and the occasional "treat yourself" moment, it's not only difficult to find the extra money to set aside, but also easy to find yourself getting distracted along the way.
The Maybank2u website now has the solution to help manage your saving with their new Goal Savings Plan (GSP)
Just state your goal of why you are saving and it'll help you to habitually save automatically even if you forget. Let Maybank2u do the tough job of automatically crediting a fixed amount of your choice from your Maybank Current or Saving Account. Now you won’t miss out on getting the latest smartphone or going on your dream holiday!
There are no limits to how much you want your monthly GSP contributions to be and you can create up to 5 Goals at any one time
The timeline for your Goals can range from a minimum of 3 months to a maximum of 120 months. You'll also have the convenience of being able to monitor your savings progress whenever you want.
And if you actively save up to achieve your Goals, Maybank will be rewarding you with awesome cash prizes
In order to be eligible to participate, you have to save at least RM200 in your GSP for a minimum of 3 consecutive months within the campaign period. So make sure you don't prematurely withdraw the money in your GSP before the 3-month mark is up.
As long as you meet that, you'll be automatically entered into a contest and stand the chance to be rewarded with cash prizes in the form of bonus pay outs. If you're one of the lucky winners, Maybank will DOUBLE up your total savings amount (capped at RM1,000)!
Campaign period: 15 August 2018 - 28 February 2019 (in order to meet the minimum of 3 months, the last day to start saving is 28 November 2018)
One of the best ways to help you save better is by tracking your spending which you can now also do on Maybank2u with the new Spending Tracker
This feature allows you to track your credit and debit card spending by viewing a breakdown of your card spending into different categories. By letting you track and get a better understanding of what you're spending on, Maybank hopes that the Spending Tracker will help users manage their finances better.
Explore the new Maybank2u website to find out more about the GSP and Spending Tracker