Did You Know You Can Use Shopee's SPayLater Online And In-Store? Here's How It Works.
New users can even enjoy a RM15 discount on their first SPayLater purchase!
By Khirthnadhevi Kumar — 13 Sep 2024, 09:57 AM
Nowadays, we're truly spoiled for choice when it comes to ways we can spend
From credit cards to buy now, pay later plans, we have so many ways to make purchases, it’s hard to say no to shopping, hehe. But with all these options, it's easy to end up spending more than we intend to.
The real challenge is learning to use these tools wisely. With the right mindset, payment methods like these can actually help you manage your money better.
With Shopee's SPayLater, managing your expenses becomes easier thanks to its flexible payment options
Whether you're shopping from the comfort of your home or at your favourite store, SPayLater offers a seamless way to handle your purchases.
It's perfect for those moments when you need to make essential purchases — like a new work laptop, fridge, insurance, or daily essentials — but don't have the cash handy. With SPayLater, you can split your payments into manageable instalments, making it easier to handle big costs without feeling overwhelmed.
What's cool about SPayLater is that it works not only for online shopping, but also in-store purchases
Now, you don't have to worry about missing out on great deals, whether you're shopping online or in-store. Check out the 1 Sen Deals with 31% off (capped at RM31) at selected stores until 16 September. Hurry and grab them before they're gone here!
For in-store shopping, just scan the merchant's DuitNow QR code with your ShopeePay e-wallet, or let the merchant scan your ShopeePay QR code. It's that simple — use SPayLater at your favourite spots like MYDIN, Lotus's, Petron, Zus Coffee, Al-Ikhsan, and more! For online purchases, just select SPayLater at checkout and choose your preferred instalment plan.
Plus, SPayLater is Shariah Compliant, certified by Amanie Advisors, a global Shariah advisory firm
This ensures that all transactions adhere to Islamic principles. Additionally, SPayLater sets personalised credit limits based on your repayment habits to prevent overspending. If you miss a payment, late fees are capped at RM10 and do not compound.
SPayLater is now offering a 0% processing fee for up to three-month repayment options
This is a fantastic opportunity to manage your payments without incurring additional costs. Typically, SPayLater charges a 1.5% processing fee, so this promotion offers significant savings, wheee!
Furthermore, new users can enjoy an RM15 discount on their first SPayLater purchase
Returning users and in-store promotions are also available, so keep an eye out for these offers to maximise your savings.
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