PTPTN Borrowers Who Wish To Defer Repayments Must Do It By 25 July. Here's How

It applies to all loan defaulters earning less than RM4,000 a month.

Cover image via Bernama

The National Higher Education Fund Corporation (PTPTN) will allow all borrowers earning less than RM4,000 a month to defer their study loan repayments

Image via Bernama

PTPTN chairman Wan Saiful Wan Jan said on Monday, 15 July, that those wanting to defer their payments will need to update their income and personal information before 25 July.

This new implementation is in line with Pakatan Harapan's GE14 100-day manifesto that pledged to help ease the financial burden of PTPTN loan defaulters earning less than RM4,000 a month.

How to apply for PTPTN loan deferment:

All you need to do is update your information online through PTPTN's official website.

Step 1: Head to and click 'Pengemaskinian Maklumat Pendapat'.

Step 2: Click the link as shown in the image below and sign in to your account.

Image via PTPTN

Step 3: Update the form with your address, phone number, email address, and work details, along with your salary information.

Image via PTPTN

PTPTN will assume that you do not wish to delay the repayment if you fail to update your information within the time frame stipulated, Wan said, according to Free Malaysia Today.

Don't forget to get it done immediately before the closing date on 25 July and share this story with your friends too!

Of course, don't take the deferment for granted and forget to pay. Last month, it was said that PTPTN loan repayments had dropped by RM100 million since Pakatan Harapan's manifesto announcement:

Also, in line with Pakatan Harapan's manifesto, over 400,000 PTPTN loan defaulters were removed from the travel blacklist in June:

If you would like to pay for your PTPTN loan, but are unsure of where to start, these may help:

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