Honda Drivers, Take Note! You Gotta Check Out Honda's Newly Enhanced Car Insurance Plan

This Spotlight is sponsored by Honda.

In the unfortunate event that you get into an accident, even if it's just a minor one, at least you won't have to worry about bearing the costs of repairing your car. Knowing that you're protected will go a long way in giving you peace of mind whenever you're on the road.

For Honda drivers, HiP is the most comprehensive car insurance package. Not only is it different from other basic insurance packages, it also comes with lots of additional benefits for Honda owners ONLY.

This is not just limited to during accidents* or when your car breaks down, it even includes towing services if your car gets stuck in a flood. Their towing assistance of up to a 450km round trip is only applicable for breakdowns and flood situations.

Whatever the case, the HiP towing assistance team will tow your car to the nearest Honda Authorised Body & Paint Centre for damage repairs.

This includes getting a jump start, changing your battery or flat tyre, and refilling fuel. So, no matter what trouble you run into on the road, you can rest assured that HiP has got your back. You can also enjoy free labour costs of up to RM200 per event, not inclusive of spare parts and fuel cost.

With HiP coverage, just call their 24/7 HiP Emergency Assistance at 1-800-18-1177 when you’re caught in a dire situation.

Forget about how mafan it usually is to make a claim. With HiP, all you'll have to do is send over your car and Honda will take it from there. Honda Authorised Dealers will liaise with the insurance company on your behalf, and also provide assistance during your claim procedures.

Plus, with their Speedy Claims Approval, you'll get your car back faster for pre-approved claims of below RM20,000. With these pre-approved claims, no on-site adjustor procedure is required. This means a shorter waiting time for your car to be repaired.

If you're covered under HiP, you are always encouraged to repair your car at Honda Authorised Body & Paint Centres. That way, you can rest assured that your car is in good hands.

At Honda Authorised B&P Centres, state-of-the-art equipment is used to deliver quality workmanship on body and paint repairs, keeping your car in excellent condition.

Also, if your car's parts need replacing, only 100% Genuine Body & Parts will be used. No more worrying about counterfeit parts!

Damage to your car is one thing, but it's even worse if you or a loved one ends up getting hurt in an accident.

Make sure you're protected with HiP—you'll get up to RM15,000 Personal Accident Coverage in the event of an accidental death or permanent disability in a Named Vehicle Car accident.

This newly-added feature applies across as standard coverage, without any additional costs.

This means that they'll help you call and make arrangements for certain things you need, with a minimal fee. It's like having your own assistant, hehe! Check out the list of the services they'll help you arrange below.

Personal Assistance***
- Return of children travelling with member
- Home assist services
- Legal matters
- Translator
- Visa, passport, and vaccination requirements
- Location of lost items
- Alternative travel assistance
- Arrangement of flights

Medical Assistance***
- Medical referral and arrangement of appointments
- Dispatch of medications which are not available locally
- Medical evacuation or repatriation

Newly upgraded from their previous limit of up to 10 years, this 100% payout benefit includes in the case of theft or total loss.

This means that you won't rugi even if your car is totally damaged, as the value of your payout is already agreed upon based on Sum Insured, not based on market rate, for vehicles aged up to 13 years.

For up to 10 years, you won’t be charged for any Own Damage Excess Clause. So, even if you make an accident claim every year, you don’t have to pay extra for your next insurance renewal, as there is No Own Damage Excess Clause. However, make sure the claim is unintentional due to an accident or unavoidable event.

Plus, if you wanna replace damaged parts of your car with new original parts, no betterment fee will be imposed for up to 10 years. This means that you don’t have to pay any additional cost to replace damaged parts with new original parts for up to 10 years.

Here's what it includes:
- Flood allowance*: An allowance of up to RM1,500 if your car is affected by a flood
- Special Relief allowance*: If your car is stolen or written off as a total loss, you'll get up to RM1,500 to help you
- Lost key reimbursement: Get up to RM1,000 reimbursed if your car key is lost or damaged in an accident
- Unnamed Drivers policy: No RM400 penalty if anyone other than the policy holder and named drivers are driving the car in the event of an accident. HiP provides coverage for all drivers with no additional names, except compulsory excess for drivers below 21 years old or a holder of a Provisional/Probation driving License.

And with HiP's extensive features, you can rest assured that you're getting quality insurance coverage, while still enjoying plenty of savings. Now, you can have peace of mind when you drive, knowing that you, your loved ones, and your car are all protected.

Honda Insurance Plus is ONLY available at Honda Authorised Dealers. The HiP coverage is underwritten by Honda’s panel of licensed insurers comprising MSIG Insurance (Malaysia) Bhd, Tokio Marine Insurans (Malaysia) Bhd, Berjaya Sompo Insurance Berhad, Liberty Insurance Berhad, AIG Malaysia Insurance Berhad, Allianz General Insurance Company (Malaysia) Berhad, Etiqa General Takaful Berhad and Zurich General Takaful Malaysia Berhad.

*Terms and conditions apply.

**Applicable for private car for private use.

***Minimal fee applies.

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