With many of us working from home and spending more time indoors these days, the comforts of home have become something we can't live without
Home is where the heart is, and it is also where most of us are these days due to work-from-home initiatives. If you're spending 24 hours a day at home, you'll definitely want to stay somewhere where you feel safe, secure, and comfortable. For most Malaysians, that feeling comes with having a place that you can call your own.
Nevertheless, the entire process of buying a house can be quite daunting
It may very well be one of the biggest purchases of your life, thus it's natural for you to be cautious when choosing a forever home. Aspects such as downpayment, resale value, and location play a big part in the decision-making process, not to mention the uncertainty due to the pandemic being a recent concern.
Having a home is a much-needed commodity, especially during these trying times. Fortunately, Maybank Islamic's HouzKEY initiative is very flexible, as it takes your concerns into consideration.
If you're a first or second-time home buyer, you get to enjoy these benefits when you sign up for Maybank Islamic's HouzKEY:
1. No downpayment required
The margin of financing is 100% of the property price, hence the only upfront cost that you need to pay is a 3-month security deposit, which is refundable.
2. No payment during construction
If your unit is still being built, you do not have to pay any construction fees.
3. Low monthly payments
Experience the best rates under Maybank Islamic HouzKEY, as you'll be enjoying the lowest monthly payments.
4. A variety of housing choices
There is a wide selection of new launches and completed properties within Klang Valley, Johor, and Penang. Click here to see the full list of properties.
Normally when you buy a house, you'll need to come up with a 10% downpayment. However, with Maybank Islamic's HouzKEY, the 100% financing lets you skip the downpayment and move into your dream home at a minimum cost.
Additionally, if the property you are purchasing is still under construction, Maybank Islamic will help you finance the cost while your house is being built. Once you finally do move into your home, you'll enjoy the lowest monthly payments for the rest of your tenure.
It's a pretty straightforward solution intended for those who would like to get a head start in purchasing their first or second home
According to Maybank Islamic's eligibility criteria for interested applicants, you can be as young as 18 years old to apply for this scheme. The mechanics of HouzKEY simply make it the smarter solution for easier homeownership, especially for Malaysian youths.
Ready to own your dream home? You can find out more about HouzKEY on Maybank's website here.
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