Public Bank Customers Can Now Use MyPB App To Pay At Participating Merchants In 55 Countries

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This Spotlight is sponsored by Public Bank.

Whether you're travelling overseas for a holiday, work, or studies, figuring out how to pay for stuff is one thing you'll want to sort out before your trip

From paying for meals and shopping to getting around, having a convenient payment method can make things a little easier.

If you're a Public Bank customer, you now have more ways to pay overseas. These include QR payments through the MyPB App, PB UnionPay, Visa, and Mastercard cards, as well as selected digital wallets.

The best part? You can choose the payment method that works for your destination, and the merchants you're visiting.

Here's a look at what's available and how you can use them:

1. Pay overseas by scanning QR codes with your MyPB App

If you prefer making cashless payments, you can use your MyPB App to pay through Alipay+ and DuitNow QR Cross Border at participating merchants overseas.

Through Alipay+, you can make payments at participating merchants in 55 countries and regions, including China, Hong Kong SAR, Japan, Korea, Thailand, Singapore, Australia, the United Kingdom, the United States and across Europe.

Both options allow payments to be deducted directly from your linked Public Bank current or savings account in Malaysian Ringgit, with competitive foreign exchange rates.

You also won't need to download separate payment apps or exchange foreign currency in advance to use these QR payment options.

Here's how you can get started:

STEP 1: Choose a supported QR payment option. Depending on your destination and the merchant, you can use either Alipay+ or DuitNow QR Cross Border through your MyPB App.

STEP 2: Scan the merchant's QR code or show yours. For Alipay+, you can scan the merchant's Alipay or Alipay+ QR code, or show the QR code generated in your MyPB App. For DuitNow QR Cross Border, simply scan the QR code displayed by merchants participating in the supported country's national QR payment standard.

STEP 3: Authorise your payment. Payments are authorised through PB SecureSign, with the amount deducted from your linked Public Bank account in Malaysian Ringgit.

STEP 4: Keep track of your transactions. You can view your transaction records through the MyPB App or MyPB Online Banking, making it easier to keep track of your overseas spending.

2. Choose from more than one way to pay with your PB cards

Prefer using your debit or credit card when travelling? Public Bank also offers PB UnionPay, Visa, and Mastercard cards, giving you more options when paying at overseas merchants.

Here's a quick breakdown of where you can use them:

• PB UnionPay Debit Card: Use it at merchants that accept UnionPay, including in China.
• PB Visa and Mastercard Credit and Debit Cards: Use them at merchants displaying the respective Visa or Mastercard logos. Eligible PB Visa and Mastercard cards can also be linked to Alipay for payments at Alipay merchants in China.

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You can also add eligible PB Visa and Mastercard credit, and debit cards to selected digital wallets, including Samsung Pay, Garmin Pay, and Google Wallet. This means you can make contactless payments using a compatible phone or watch at merchants that accept these digital wallet payment methods.

3. Look out for these travel promotions from Public Bank

If you're planning to use your PB cards or MyPB App overseas, here are some ongoing promotions worth checking out:

Travel with MyPB App! (1 October to 31 December 2026)

• Earn one entry for every RM50 Alipay+ QR payment made through the MyPB App.
• Share a travel photo on Instagram with #TravelwithMyPBAlipay for a chance to win RM3,000 each (top three eligible customers) or RM800 each (next 27 customers).

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PB UnionPay Debit Card, China (until 31 December 2026)

• Get 1% cashback on purchases in mainland China, capped at RM300 per month.

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Enrich Your Travels with PB Visa Credit Card (1 November 2026 to 31 January 2027)

• Spend RM5,000 overseas in a month to get RM100 cashback.
• Spend RM10,000 overseas in a month to get RM300 cashback.
• Stand a chance to win up to 30,000 Enrich Points, depending on your monthly overseas spending.

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Registration is required via Public Bank's website, MyPB App (keyword PBTR) or SMS (send PBTR to 68333).

PB Mastercard Privileges @ Alipay (until 31 December 2026)

• Link your eligible PB Mastercard to Alipay to get an RMB30 coupon with a minimum spend of RMB300, or an RMB30 instant discount with a minimum spend of RMB1,000 in mainland China.

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Each Alipay account can claim this offer once.

To find out more about the MyPB App, Alipay+, DuitNow QR Cross Border payments, digital wallets, and the ongoing promotions, visit Public Bank's official website

Terms and conditions apply to all promotions.