lifestyle

Travelling Soon? Here's How To Get Instant Cashback & 3X Reward Points Overseas At No Cost

With so many perks, the GX Card is probably the most rewarding way to spend overseas.

Cover image via Samson Katt/Pexels & Smart Mockups

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This Spotlight is sponsored by GXBank.

Imagine you're on a trip overseas.

From the minute you start planning your itinerary, you'll be trying to 'math' the foreign currency and wondering which travel card you’ll carry so you can get the bang for your buck.

If you travel often, you'll know just how much your “small” transactions abroad (snacks, train tickets, driver tips, etc) can end up costing in exchange rates and hidden fees.

Plus, it’s already tough keeping track of your spending, especially when you're constantly roaming through crowded night markets, malls, or visiting any of the busy local attractions. Even worse, you’ll often be paying tourist premiums on these fees.

Throughout your trip, this will be something you’ll regularly face. And to make things even more complicated, you may even need to withdraw extra cash from the ATM to pay for goods at some shops that still don't accept cashless payments.

When you add things like hidden transaction fees, exchange rates, and the occasional ATM withdrawal charge, your whole trip might end up costing you way more than you intended.

This is why it's good to have a travel companion that makes spending overseas feel like a reward rather than a burden — like the GXBank Debit Card!

Image via GX Bank

The GXBank Debit Card (also known as the GX Card) is designed to make your overseas transactions as rewarding and as seamless as possible — even to the point you can spend like the locals!

Here's what makes the GX Card unbeatable when it comes to spending overseas:

Image via GX Bank

- Every time you spend in-store with the GX Card, you'll get an instant 1% cashback. This perk can be applied an unlimited number of times, and ends up accumulating valuable savings that allow you to spend more elsewhere.

Image via GX Bank

- You get 3x GrabRewards points for every RM1 spent on Grab Services (outside of Malaysia only) using your GX Card*. This makes it all the more worthwhile when you need a little more convenience, such as getting a GrabFood delivery to your hotel, or hailing a Grab ride to or from the airport.

*Effective 1 December, 2024.

Image via GX Bank

- Unlike most other cards on the market, you experience zero markups on exchange rates when you pay with the GX Card. This gives you one of the very best conveniences when it comes to travel — you can go cashless like a local and can feel safer by carrying fewer money bills with you.

- You pay zero fees on overseas transactions and don’t have to worry about hidden charges or processing fees. While it can be common to be surprised by sneaky transaction costs while abroad, using the GX Card means that what you see is what you pay — every single time.

- If you really need to get more cash, there are no fees for cash withdrawals, allowing you to access your cash from any ATM machine in the world without taking on any issuer fees. This is much more cost-efficient than having to locate the cheapest money exchange counter, where you’ll most likely have to fork out extra for processing fees.

And best of all, you can apply for and receive a GX Card within minutes at zero cost! :O

Image via GX Bank

Unlike other cards, the GX Card can be yours without any annual fees or initial charges, and you can get a digital version of the card super quick by applying within the GXBank app.

If you want a physical version of the card, that's possible, too!

You only need to request it on the GXBank app, and you'll get tracking to make sure it arrives at your doorstep safe and sound — all without any postage fees.

Image via GX Bank

To get yourself a GX Card and save loads the next time you travel, you can apply on the GXBank app available for download here.

You can also find out more about the GX Card on the official website.

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